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Krankengeld
Sickness benefit
70 % of gross salary (max. 90 % net) for up to 78 weeks — wage replacement benefit of statutory health insurance.
Start application →Sick pay under § 44 SGB V is paid by the statutory Krankenkasse if an illness lasts beyond the employer's six-week salary continuation. The amount is 70 % of the gross wage, at most 90 % of the net wage. Benefit period: up to 78 weeks within three years for the same illness. Eligible are compulsory insured persons, voluntary insured persons with Wahl tariff, some self-employed and recipients of unemployment benefit I. The entitlement starts on the day when incapacity for work is medically confirmed.
Eligibility
- You are compulsorily insured in statutory health insurance or voluntarily insured with entitlement to sick pay
- You are ill and unable to work (certified by a doctor)
- The employer's six-week wage continuation (§ 3 EFZG) has ended
- The maximum duration of 78 weeks per illness has not been reached
- For self-employed people: Wahl tariff for sick pay with the Krankenkasse